It’s the most generous time of the year… I am not one to call this time of year the “Holiday Season”. I like to say Happy Thanksgiving, Merry Christmas, and Happy New Year. But I get the idea of the Holiday Season. It starts with Thanksgiving and goes through New Year’s Day. Regardless of what…
“Live below your means!” You might hear that a lot from financial experts all over the internet and social media. “Live on less than you make.” When we first hear it, it probably makes sense, it resonates with us, but what does it actually mean? Living below your means implies just that. You make a…
Don’t get pressured into a poor decision, by trying to impress others. Most people are broke and they try to make it look like they are doing better than they actually are. Impressing others is never a good reason to make a poor decision Not too long ago, I was speaking with someone about high…
We have all heard the phrase, “slow and steady wins the race”. That is true in several areas of life. Whether it is getting in shape, losing weight, or getting our financial house in order. These words speak the truth. Slow and Steady wins the Race – Don’t get distracted! If we think of the…
Why should I focus on paying off my mortgage? I get several questions about mortgages from many different people. Should I get a 30 year or a 15 year? Should I refinance? Should I pay off my mortgage? Literally, within the last week, I received phone calls on each of these questions. Truth be told,…
This post is brought to you by my better half (and yes, this is her typing already). Hi, I’m Taryn, mom of 6 and food blogger at Joy Filled Eats who spends countless hours in the kitchen both working and feeding my tribe. Over the years I’ve come up with a few ways to save…
Whenever I talk to people about budgeting, there are a few common things that come up. There are those that tell me that they have tried budgeting, but they haven’t been able to find a budget that works. There are others that tell me it is impossible to plan for every expense that they might…
Intentionally planning for larger expenses is a crucial part of a successful financial plan. From larger items like replacing a car and a home purchase to more recurring items like annual subscriptions or a vacation. Having an appropriate savings plan and knowing how to use a sinking fund is key. What is a sinking fund?…
Whether it is your first budget or your five hundredth budget, creating a solid budget can be a challenge. Having a process is very helpful. These 5 tips for beginning to budget are helpful for beginners as well as seasoned budgeters who are looking to improve their process. Living with a budget is a skill…
Why? Most people would like to improve their financial situation. I help them create a plan to achieve their goals. What does financial coaching look like? We will determine your goals and create a plan to get there. As your coach, I will walk with you alongside your plan. My goal is to inject hope…
