pages of a calendar

A new budget every month? Why?

Whenever I talk to people about budgeting, there are a few common things that come up. There are those that tell me that they have tried budgeting, but they haven’t been able to find a budget that works. There are others that tell me it is impossible to plan for every expense that they might

How to use a Sinking Fund

Intentionally planning for larger expenses is a crucial part of a successful financial plan. From larger items like replacing a car and a home purchase to more recurring items like annual subscriptions or a vacation. Having an appropriate savings plan and knowing how to use a sinking fund is key. What is a sinking fund?